Author archives for Chelsi Balfour
Blog
Health Insurance
Why is health insurance important to your financial health? Health insurance is an assurance of a person’s financial security against unforeseen life events.
Read More
Blog
Child Life Insurance
Becoming a parent is something most couples look forward to, everyone wants their kids to live long and healthy lives. Which is why child life insurance is not usually a priority. However, it is worth considering, as it can lock in low rates.
Read More
Blog
Work hard, Play Harder
You are done with college and working in your potential forever career. What are you saving up for… is it a new house, a new car, a new golf cart, a wedding, a baby on the way? Now is the time to start budgeting for your future.
Read More
Blog
4 Documents You Need to put in place NOW to help you prepare for Retirement
Preparing these documents will help make difficult decisions easier on yourself and your heirs. Documents and directives have become a part of modern life. You might have documents proving you own your house, showing the terms of your mortgage and detailing the agreement for your credit car …
Read More
Blog
Financial Items to Consider After the Passing of Your Spouse
The loss of a spouse can be one of the most devastating events in your life. You are often overwhelmed and faced with several financial tasks that require immediate attention. These financial tasks can be very stressful especially if you did not play an active role in your finances.
Read More
Blog
Need Less Chaos in your Christmas?
The Christmas season is upon us! This year the Christmas season and holiday shopping look is very different for a lot of us. One of the best pieces of advice I have been given over the years to simplify gift giving by purchasing 4 primary items for each child in your household. This allows …
Read More
Blog
A Season for Gratitude
The season of gratitude is upon us when the calendar flips to November. Gratitude is something we should practice every day, but it seems to come easier once November hits and Thanksgiving is around the corner. If you are looking to practice more gratitude in your life this holiday season, …
Read More
Blog
Life insurance
Life insurance is something that most people think about and know that they probably should have but is often something that gets put off. Life insurance for young and healthy individuals is affordable and can provide you with peace of mind.
Read More
Blog
Traditional IRAs vs. Roth IRAs
Most people save for retirement by contributing to their employers’ retirement plan such as a 401(k) or a 403(b). Most people don’t think of contributing to an IRA.
Read More
Blog
Investment Account or Savings Account – What option is best for me?
Investment account or savings account? This is a great question and one I enjoy answering since I began my financial career in banking. It is important for everyone to have accounts with your local financial institution; however, over my 15 years at the bank, I started to understand that it …
Read More